How it works


The basics

Financing a bicycle can be difficult. 

So, we simplified it with our

Rent To Own Program

how it works

  You choose a bike. 

We add a program service fee. 

You make a down payment.

You pay the balance in 12 rental payments.

When the balance is paid, you own the bike.

Down Payment

Down payment can range from 20% to 40%.

Down payment is based on several factors, the bike, the price, and your income.

Payment Plan

  The payments are the balance owed divided by 12. 

Payments are made every 2 weeks. 

Early Payoff Discounts

  10% discount if the balance is paid within 30 days.

5% discount if balance is paid within 45 days. 


  Do we run a credit report?



What type of payments are accepted? 

Cash, Credit Card, and Checks. 


How long does it take to be approved?

Usually 24-48 hours, except on holidays.


Can I return the bike?


*Bike must be in good working order and free of damages.

Only bikes with "normal wear" will be accepted.

"Normal wear" is determined by Rent2OwnaBike.  

If anything on the bike is broken, bent or in  disrepair, it can not be returned.

You forfeit your down payment upon returning the bike.  

There is a $150.00 return / cancellation fee due upon return. All payments must be current upon return. 

*Bikes financed through a 3rd party may not be returned.